Business Loans and Lines of Credit
Speak with a Citiedgelending Business Specialist about the variety of financing options we offer that are tailored to small businesses.
Request a CallLending Solutions for Every Business Need
Whether you need to expand operations, buy commercial real estate or fund expenses like payroll, Citi has the flexible loan choices you're looking for.
Financing long-term needs, such as buying equipment or vehicles, with the ease of fixed monthly payments.
- Amounts from $10,000 to $5,000,000
- Terms of up to 7 years
- Competitive fixed interest rates
Drawing from a line of credit as needed to conveniently access cash for ongoing or unexpected expenses.
- Amounts from $10,000 to $5,000,000
- Continuously available, revolving lines of credit
- Variable interest rates
Purchasing or renovating a facility your business will occupy, or restructuring an existing mortgage with an improved term or rate.
- Amounts from $250,000 to $10,000,000
- Terms of 5 - 20 years, with amortization up to 25 years
- Competitive fixed and variable interest rates
Ready to get started?
Request a call to discuss solutions for your business with a Citiedgelending Business Specialist. If you're ready to open an account, prepare a few documents and visit your local Citibank branch.
Take Your Business to the Next Level
Improve Operating Costs
Purchase inventory in larger quantities to reduce cost and drive greater efficiency.
Increase Working Capital
Help your business stay adaptable by keeping funds on hand for new opportunities.
Expand Operations
Invest in your company's potential by upgrading equipment or purchasing commercial real estate.
Cover Daily Expenses
Stay prepared with a line of credit for payroll, recurring, seasonal or emergency expenses.
Improve Operating Costs
Purchase inventory in larger quantities to reduce cost and drive greater efficiency.
Increase Working Capital
Help your business stay adaptable by keeping funds on hand for new opportunities.
Expand Operations
Invest in your company's potential by upgrading equipment or purchasing commercial real estate.
Cover Daily Expenses
Stay prepared with a line of credit for payroll, recurring, seasonal or emergency expenses.
What are the differences between loans and lines of credit?
Services to Support Your Business
Cash Management Services
Streamline your receivables with our remote or Mobile Check Deposit, CitiBusiness® Lockbox and more.
View Services
Payroll & HR Services2
Simplify running your business with integrated HR, payroll and benefits solutions.
View Services
Trade Services
Running a global business? Our letters of credit can help simplify import and export transactions.
View Services
Cash Management Services
Streamline your receivables with our remote or Mobile Check Deposit, CitiBusiness® Lockbox and more.
View Services
Payroll & HR Services2
Simplify running your business with integrated HR, payroll and benefits solutions.
View Services
Trade Services
Running a global business? Our letters of credit can help simplify import and export transactions.
View Services
Grow with Preferred Programs
When opening an account, ask about adding a Preferred Program to get discounts on loans and lines of credit, special rates, waived fees and more.1
Loan benefit
We'll waive your origination fees
Line of credit benefit
You'll receive a 0.25% reduction in the annual interest rate
Commercial mortgage benefit
Up to $5,000 of your origination fees will be waived
How to Open an Account
Still Have Questions?
Call our customer service specialists
For TTY: We accept 711 or other Relay Service.
We're available Mon-Fri 7 AM to 11 PM ET and Sat-Sun 9 AM to 5:30 PM ET.
Legal Disclosures and Information
All commercial loans and lines of credit are made by Citiedgelending, an equal credit opportunity lender, and are subject to satisfaction of Citiedgelending's underwriting and credit approval.
Program Discounts from different Marketing Programs cannot be combined. Customers receive the most beneficial Program Discount for which they are eligible. Business Checking Plus, Healthcare Acquisition Financing, all SBA and Cash-Secured products are not eligible for Marketing Program Discounts.
← Go backCitibank, N.A. is not affiliated with Paychex and does not participate in any way in their delivery of the payroll services or such other services as described. Citibank, N.A. may receive a fee for each client referred to Paychex that enrolls for the payroll services described.
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